Disclaimer, Terms & Subscriber Agreement
Acceptance of Terms
By accessing, reading, subscribing to, purchasing, or otherwise using any content published by Rowan Hogg, Rowan’s Financial Astrology, The Prediction Zone, associated websites, newsletters, social media accounts, videos, consultations, reports, or related materials (collectively, the “Content”), you acknowledge that you have read, understood, and agree to be bound by this Disclaimer and Subscriber Agreement.
If you do not agree with these terms, do not access or use the Content.
Educational Purposes Only
All Content is provided solely for informational, educational, research, and entertainment purposes.
Nothing contained in the Content constitutes financial advice, investment advice, trading advice, legal advice, tax advice, accounting advice, or any other form of professional advice.
The Content should not be relied upon as the sole basis for making financial, investment, business, or personal decisions.
No Investment Advisory Relationship
Rowan Hogg is not a registered investment adviser, broker-dealer, financial planner, accountant, attorney, or fiduciary.
No advisory, fiduciary, client, professional, or confidential relationship is created through your use of the Content, subscription to the newsletter, purchase of products or services, participation in consultations, or membership in The Prediction Zone.
You remain solely responsible for all financial and investment decisions you make.
Financial Astrology Disclaimer
The Content frequently incorporates techniques and principles drawn from Western Astrology, Financial Astrology, Vedic Astrology (Jyotish), market cycles research, and other timing methodologies.
Astrology is an interpretive and symbolic framework. It is not a scientifically established method of predicting market movements or future events and should not be interpreted as providing certainty regarding future outcomes.
All astrological analysis, forecasts, timing windows, projections, and interpretations represent opinions, research, and subjective analysis only.
No prediction, forecast, market call, timing window, price target, or investment thesis is guaranteed to be accurate.
Forward-Looking Statements
The Content may contain forecasts, predictions, expectations, opinions, projections, and other forward-looking statements.
Such statements involve uncertainty, assumptions, and risks that cannot be fully known in advance.
Actual market outcomes may differ materially from any forecast, prediction, expectation, or opinion expressed in the Content.
Past forecasting performance does not guarantee future forecasting performance.
Investment Risk Warning
Investing and trading involve substantial risk.
You may lose some or all of your invested capital.
Cryptocurrencies, stocks, options, futures, commodities, foreign exchange, and other financial instruments are highly volatile and speculative.
Before making any investment decision, you should conduct your own independent research and consult qualified financial, legal, tax, and accounting professionals.
You acknowledge that all investment decisions are made solely at your own risk.
The Prediction Zone
Paid subscribers may receive access to The Prediction Zone, a database designed to track and evaluate forecasts made across newsletters, videos, social media posts, and other publications.
The Prediction Zone is intended to improve transparency, accountability, and ongoing research.
The existence of a prediction-tracking system does not imply future accuracy, profitability, reliability, or predictive success.
Historical results, scoring methodologies, and performance metrics should not be interpreted as guarantees of future outcomes.
Accuracy of Information
While reasonable efforts are made to provide accurate information, no representation or warranty is made regarding the completeness, accuracy, reliability, timeliness, or suitability of any Content.
Information may become outdated, incomplete, or inaccurate without notice.
The Content is provided on an “as is” and “as available” basis.
Conflicts of Interest
Rowan Hogg and related parties may hold positions in securities, cryptocurrencies, commodities, or other assets discussed within the Content.
Such positions may change at any time without notice.
There is no obligation to disclose, update, or report changes in holdings or positions.
Limitation of Liability
To the fullest extent permitted by applicable law, Rowan Hogg, Rowan’s Financial Astrology, and any related affiliates, contractors, employees, agents, or representatives shall not be liable for any direct, indirect, incidental, special, consequential, exemplary, or punitive damages arising from or relating to:
Use of the Content;
Reliance upon the Content;
Investment losses;
Trading losses;
Missed opportunities;
Errors or omissions;
Forecasting inaccuracies;
Technical interruptions;
Website outages;
Delays in publication; or
Any decisions made based upon the Content.
You expressly acknowledge that you use the Content entirely at your own risk.
Assumption of Risk
You understand and agree that investing, trading, forecasting, and financial decision-making involve inherent risks.
By using the Content, you voluntarily assume all risks associated with any actions you take based on information contained within the Content.
Indemnification
You agree to indemnify, defend, and hold harmless Rowan Hogg, Rowan’s Financial Astrology, The Prediction Zone, and all related parties from and against any claims, damages, liabilities, losses, costs, expenses, or legal fees arising out of:
Your use of the Content;
Your violation of these terms;
Your investment decisions;
Your reliance on any forecast, prediction, opinion, or analysis contained within the Content.
Intellectual Property
All Content is protected by copyright and intellectual property laws.
No Content may be copied, reproduced, redistributed, republished, sold, modified, or commercially exploited without prior written permission.
Your subscription grants access for personal, individual use only.
Governing Law
This Disclaimer and Subscriber Agreement shall be governed by and construed in accordance with the laws of the jurisdiction in which Rowan Hogg principally operates, without regard to conflict-of-law principles.
Any dispute arising from or relating to the Content shall be subject to the exclusive jurisdiction of the appropriate courts within that jurisdiction.
Acknowledgement
By subscribing, purchasing, accessing, reading, or using the Content, you acknowledge that:
You understand this is not financial advice.
You understand that astrology is interpretive and speculative.
You understand that forecasts may be incorrect.
You accept full responsibility for your own financial decisions.
You assume all risks associated with acting upon the Content.
You agree that any liability shall be limited to the maximum extent permitted by law.